Best car tracker in South Africa: every tracking company, price and deal compared

There is no single best car tracker in South Africa: the best tracker for you is one your insurer accepts, with a recovery team behind it, at a monthly price you will keep paying. By size, Cartrack is the largest on record, with 2 005 888 South African subscribers in its parent company’s filing for February 2026,1 and it also has the highest score of the four tracking companies Hellopeter rates, 4.3 out of 5.2 By price, the cheapest plans with stolen-vehicle recovery on the companies’ own pages start at R89 a month for Netstar’s STARtag and R98 for Mzansi Tracker’s recovery unit, with Cartrack, Fidelity SecureDrive and Bidtrack from R99.3,4,5,6,7

Prices, adverts and deals checked on 30 October 2026 on each company’s own website, Meta’s Ad Library and Google; owners from filings and the press; insurers’ rules from their policy wordings; review scores from Hellopeter on 29 October 2026.

Car tracking companies in South Africa at a glance
CompanyOwnerFrom (its own price)Theft and hijack lineOn VESA’s list
CartrackKarooooo Ltd, listed on Nasdaq8R99 a month011 250 30009No10
NetstarAltron Group, listed on the JSE11R89 a month (STARtag)0800 11 22 2212Yes, one fleet unit13
TrackerTracker Connect; bought out by an Actis-led group in 2011, today’s shareholders not published14R139 a month with theft recovery (Recover)15080 013 232316No
MatrixPowerfleet, listed on Nasdaq, since it took over MiX Telematics in 202417R99 a month, in its advert; no price on its website180800 111 32219Yes, three Matrix units
BeamePowerfleet (as Matrix)Not on its website: Beame says the price depends on where you sign up200800 111 322Yes, Beame and Beame Plus units
Fidelity SecureDriveFidelity Services Group21R99 a month0861 737 48322Yes, four units
BidtrackBidvest Group23R99 a month (Tracksure)086 1234 91124Yes, two units
CtrackCtrack Holdings, backed by Convergence Partners, Sanari Capital and 27four25R139 a month (Crystal)26Not on the pages we readYes, as Ctrack Fleet Management Solutions
Mzansi Tracker—R98 a month (recovery unit)—Yes, six units
Startrac—R179 a month on rental, or R1 799 fitted plus R159 a month27—No
The Tracking Co—R50 a month, plus R44 for recovery, after a device from R76928—No

Each price is the company’s own lowest monthly price, on its website or in its own advert, on 30 October 2026; what each plan includes differs, so see the full price table below. VESA’s lists were read on 29 October 2026, and VESA membership is voluntary. A dash means the company’s own pages we read didn’t give it.

Best car tracker in South Africa (2026)

Nobody independent ranks tracking companies on how many stolen cars they get back, so “best” depends on the measure. VESA, the industry’s standards body, works out a recovery rate from its members’ monthly figures for the insurance industry, but doesn’t publish it on its site.29 Here is what can be measured from published sources, and who leads on each.

  • Most South African subscribers in a filing: Cartrack, 2 005 888 at 28 February 2026, from its parent Karooooo’s results filed with the US regulator.1
  • Most subscribers claimed: Netstar says it serves “more than 2.2 million subscribers”. That is its own figure, not a filing, and it isn’t counted the same way.30
  • Best review score: Cartrack, 4.3 stars from 20 841 Hellopeter reviews in the past year.2
  • Cheapest with recovery: Netstar’s STARtag, a wireless unit at R89 a month.3
  • Biggest fleet installed base: a 2025 market report names Cartrack, Tracker, MiX by Powerfleet, Ctrack and Netstar as the five providers that dominate fleet management.31

Which car tracker is best for you?

Start with your insurer, because it decides what counts. A plain recovery unit meets most insurers’ rules: Naked asks for one professionally installed device with an active recovery service and nothing more.32 Some cars need more. Old Mutual Insure wants an early-warning device on cars worth R1.5 million or more, and Hollard asks for two devices on some vehicles.33,34 Then match the plan to what you want from it:

  • Recovery only, lowest price: Netstar STARtag (R89), Mzansi Tracker’s recovery unit (R98), Cartrack, Bidtrack Tracksure and Fidelity SecureDrive (each from R99).
  • An alert before the thief gets far: Netstar Early Warning (R199), Tracker Protect (R179, “early-warning alerts”) and Bidtrack High Alert (R149, which Bidtrack says recognises “static theft”).
  • Live tracking and a SARS logbook: Netstar Plus (R169) and Matrix’s higher levels, which add a “Tax Logbook” and “No-Go Zones”.35
  • Roadside and medical help: Tracker Care (R199) and CarePulse (R229).
  • No long contract: The Tracking Co, Startrac bought outright, or Baytrac’s month-to-month option.36
  • A motorbike or a trailer: Tracker Motorcycle Protect from R129; see our motorbike tracker and trailer and caravan tracker guides.

What reviewers say: Hellopeter scores

Hellopeter ranks only tracking companies that reply to reviews and received at least 12 in the past year, and on 29 October 2026 four qualified. Their average was 2.9 out of 5 across 23 803 reviews. These are live scores, so they move.

Hellopeter vehicle-tracking scores, last 12 months (seen 29 October 2026)
CompanyStarsReviewsTrustIndex
Cartrack4.320 8419.2
Tracker Connect3.81 2078.4
Netstar29634.7
Matrix Vehicle Tracking1.77923.5

Who is the biggest tracking company in South Africa?

Cartrack has the largest South African subscriber count in a public filing: 2 005 888, up 16% in a year. Netstar’s “more than 2.2 million” is its own claim, and TechCentral reported it in June 2026 as 2.7 million connected devices across 2.2 million vehicles.11 Tracker publishes no current total; its figures are cumulative, with 142 253 vehicles recovered since it started.37 So the honest answer is Cartrack on the measure that is filed, with Netstar claiming a similar size.

Vehicle tracking companies in South Africa: the full list

No published measure ranks every company, so this list is alphabetical. The first group sells stolen-vehicle recovery to private drivers; the last three sell mainly to fleets.

  1. Baytrac
  2. Beame (Powerfleet)
  3. Bidtrack (Bidvest)
  4. Cartrack (Karooooo)
  5. Ctrack
  6. Fidelity SecureDrive (Fidelity Services Group)
  7. Matrix (Powerfleet)
  8. Mzansi Tracker
  9. Netstar (Altron)
  10. Startrac
  11. The Tracking Co
  12. Tracker (Tracker Connect)
  13. Tracknetics
  14. DigitFMS (fleet)
  15. MiX by Powerfleet (fleet)
  16. Webfleet (fleet)

Cartrack

Zak Calisto started Cartrack in 2001, and its parent, Karooooo, is incorporated in Singapore.38 Cartrack became part of Karooooo in April 2021; Karooooo trades on Nasdaq as KARO and on the JSE as KRO, and Cartrack says Calisto “still largely owns” it.8,39 Cartrack says stolen-vehicle recovery and its 24-hour control room come with every plan, and that its units use signal-jamming detection, GSM, GPS and beacons, fitted by its own team.40,41 Its pricing page is a quote form with no amounts; a Cartrack post comparing devices shows plans at R189, R289 and R389 a month.42 It also places car insurance through Cartrack Insurance Agency, FSP 17266.43 Cartrack is not on VESA’s supplier list; Old Mutual Insure names it among the brands it accepts.10,33

Netstar

Netstar began as ATIS, set up by Dr Conrad Walker and Martin van Breda in the early 1990s, and says it pioneered stolen-vehicle recovery in South Africa in 1994. It has 11 regional offices and says it has 200 mobile fitters.30 It is owned by the JSE-listed Altron Group.11 It sells four private plans, from the wireless STARtag with a three-year battery to Early Warning, and says every plan includes recovery and a fitment certificate.3 Recovery is free if your account is up to date, though Netstar may charge to bring a car back from outside South Africa.12 Netstar is on VESA’s supplier list, with one fleet unit on its approved-equipment list.10,13

Tracker

Tracker trades as Tracker Connect. In 2011 an R3.9 billion buy-out led by the investor Actis replaced Remgro as a shareholder,14 and in 2019 Tracker said a further change of ownership had made it 52.35% black-owned.44 It doesn’t name its current shareholders. Its private plans run from Response at R69, which Tracker describes by its crash alerts, through Recover at R139, the plan it sells for theft recovery, to CarePulse at R229.15 Tracker says one call to its National Emergency Control Centre starts tracking “anywhere within South Africa”.45 On 29 October 2026 it reported 142 253 vehicles recovered and 21 461 arrests since it began.37 Tracker is not on VESA’s supplier list; Old Mutual Insure accepts it.10,33

Matrix and Beame

Both belong to Powerfleet, the Nasdaq-listed company that completed its takeover of MiX Telematics on 2 April 2024.17 Beame, launched in 2011, is a small wireless recovery unit; Beame says it can go into any vehicle without interfering with its electronics or warranty.20,46 Matrix is a wired tracker, and every Matrix level includes the Beame recovery service and a 24-hour operations centre.35 They share one hijack and theft line, 0800 111 322.19 Matrix’s terms ask you to test the unit every month.47 Old Mutual Insure says it keeps its partnership with Beame for its “high recovery success rates” and covert fitting, and that Beame Plus 100 pays out up to R100 000 if the car isn’t recovered.33

Fidelity SecureDrive

Fidelity SecureDrive is a division of Fidelity Services Group, which says it has a 51% BEE shareholding and is 100% South African.48 It tracks over the Sigfox 0G network,21 and its AI monitoring runs on AmberConnect’s technology.49 Plans start at R99 a month for a car and R148 for a fleet vehicle, fitted by technicians it says are PSIRA-approved.6 Four of its units are on VESA’s list under Fidelity ADT.13

Bidtrack

Bidtrack is wholly owned by the Bidvest Group.23 Its four private units cost from R99 (Tracksure) to R169 (Executive) a month.7 Bidtrack says its units warn when the car nears a border post, carry a radio transmitter to pinpoint the car at the end of the search, and usually take no longer than 90 minutes to fit.50 Two Bidtrack units are on VESA’s list.13

Ctrack

Ctrack is a separate company from Cartrack. Convergence Partners bought Ctrack’s Africa and Middle East business from Inseego in 2021, and in 2025 Sanari Capital and 27four put R406 million into Ctrack Holdings, Sanari R250 million of it.25,51 Its private plan, Crystal, starts at R139 a month with a panic button, and it will fit at your home or work.26 Three Ctrack-branded units are on VESA’s list, and Old Mutual Insure lists it as C-Track.13,33

Mzansi Tracker and smaller companies

Mzansi Tracker rents its units on 36-month deals from R98 a month, fitted free, and also has plans for motorbikes, laptops and TVs.4 Startrac sells for cash or on rental.27 The Tracking Co sells the device once and charges month to month.28 Baytrac describes itself as family-owned.36 Mzansi Tracker has six units on VESA’s list and Tracknetics seven.13

Fleet tracking companies

MiX by Powerfleet, Webfleet and DigitFMS mainly track company fleets. Webfleet’s platform came together when TomTom bought DataFactory, and it says drivers in over 180 countries use it; we found no stolen-vehicle recovery service of its own.52 DigitFMS says fleet tracking is priced per vehicle per month, and that it has more than 100 branches.53

Car tracker prices in South Africa (October 2026)

On their own pages on 30 October 2026, the tracking companies charged from R89 to R229 a month for a private car with stolen-vehicle recovery. Rental deals often run for 36 months, as Mzansi Tracker’s and Startrac’s do.3,4,15,27

Every published plan, cheapest first within each company (seen 30 October 2026)
Company and planA monthWhat the company says it adds
Netstar STARtagR89Wireless unit, three-year battery; recovery
Netstar BasicR139Theft, tamper and jamming alerts
Netstar PlusR169Live tracking in the app, SARS logbook
Netstar Early WarningR199Early-warning theft alert, panic button
Mzansi Tracker recovery unitR98Recovery; 36-month rental, free fitting
Mzansi Tracker Lite / One / BoosterR145 / R201 / R299One adds live tracking and remote immobilising; Booster a back-up unit
CartrackFrom R99Recovery and 24-hour control room on every plan
Cartrack (plans in its compare post)R189 / R289 / R389Anti-jamming, crash detection, logbook
Matrix (advert)From R99Wired unit plus Beame recovery
Fidelity SecureDriveFrom R99 (fleet R148)Recovery; air support
Bidtrack Tracksure / ActivR99 / R134Insurance-approved entry unit; two-way messaging
Bidtrack High Alert / ExecutiveR149 / R169Static-theft alert; satellite tracking
Tracker ResponseR69Crash detection alerts
Tracker Recover / ProtectR139 / R179Theft recovery; early-warning alerts
Tracker Care / CarePulseR199 / R229Roadside and medical help
Tracker Motorcycle ProtectR129Tracking, alerts, medical help
Ctrack CrystalFrom R139Panic button, response teams
Startrac Essential / Advanced / EliteR179 / R199 / R299On a 36-month rental
The Tracking CoR50 + R44Platform, then recovery as an add-on

Prices are the companies’ own “from” prices, including VAT where they say so. Resellers and brokers advertise some of these brands at other prices; this table lists only each company’s own.

How much does a tracker cost per month?

For a car, a plan with stolen-vehicle recovery cost R89 to R139 a month at the entry level, and R149 to R229 for early warning, live tracking or roadside help. Cartrack says its devices carry a 12-month warranty.5

Our deals start from R99pm for a wireless recovery unit, or R149pm for a full insurance-approved tracker. Free installation, 36-month contract.

Cheapest car tracker in South Africa

The cheapest plan with recovery on a company’s own page was Netstar’s STARtag at R89 a month, a wireless unit. Tracker’s Response is cheaper at R69 but is sold for its crash alerts; Tracker’s theft-recovery plan is Recover. Tracker’s own advert in October 2026 offered Recover “from just R95*”, without saying what the asterisk means, while its website showed R139.54 The Tracking Co prices the parts apart: a hardwired device from R769, then R50 a month for its platform and R44 for recovery.28

Trackers with no contract

Three sellers offer a way out of the usual rental. The Tracking Co charges month to month once you have bought the device. Startrac’s Essential unit costs R1 799 to fit, then R159 a month with “No fixed term contract”; on rental it is R179 a month for 36 months with free fitting. Baytrac offers a month-to-month payment option.27,28,36

Why do trackers charge a monthly fee?

You are paying for more than the box. The unit itself is cheap: Teltonika makes 28 of the 91 tracking units on VESA’s approved list,13 and its FMB920 sold for R972 on Takealot, where the listing says the recovery service comes with a platform subscription fee.55 Each unit carries a SIM, and South African IoT SIM services charge R5.99 to R13 a month per SIM to manage it, with data bundles from R10.56 Tracking platforms charge per connected vehicle per month; Wialon prices that way, and Traccar is free only if you host it yourself, or from US$9.95 a month hosted.57,58 Then come the people: a 24-hour control room and recovery teams on the ground and in the air. A Netstar manager told IOL a team can be on its way within 15 minutes even at night.59 No company, regulator or newspaper we read publishes what one recovery costs.

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Tracker deals and specials this month

These are the deals the companies themselves advertised, as they stood on 30 October 2026. Check the terms on the company’s own page before you sign: the adverts rarely state them.

Tracker deals and specials, October 2026
CompanyThe deal, in its wordsConditions shownWhere and when
Cartrack“From only R99 PM with FREE installation”60None in the advertMeta adverts since July; this one from 1 October
Netstar“R199pm + FREE STARtag backup device”61“T&Cs apply”Meta advert from 30 October
Matrix“From only R99p/m”18None in the advertMeta advert from 25 June, still running
TrackerRecover “from just R95*”54The asterisk isn’t explained; the website says R139Meta advert from 15 October
TrackerRecover + RoadView Dashcam “R239pm”62New contracts, as a combo onlyEnded 30 October 2026
Mzansi TrackerRecovery unit R98 a month4Free installation, 36-month rentalIts packages page
StartracEssential R179 a month27Free installation on a 36-month rentalIts deals page

Tracker promotions and specials, October 2026

Tracker marked 30 years with a Recover and RoadView Dashcam combo at R239 a month for new contracts, which closed on 30 October 2026. Netstar’s offer adds a free STARtag as a back-up device to its R199 plan, the same price as its Early Warning plan. Most deals share a shape: a “from” price, free fitting and a rental contract, often for 36 months. Before you sign, ask what the deal price includes, how long the contract runs, and what it costs to move the unit to your next car; Matrix, for one, says the fitment centre charges you for that.47

Our deals start from R99pm for a wireless recovery unit, or R149pm for a full insurance-approved tracker. Free installation, 36-month contract.

See our tracker deals

Car tracker for insurance: what insurers require

Most insurers set the rule car by car and print it on your policy schedule, so the schedule is what to check. If a tracker is required and it isn’t fitted, working and paid up when the car is stolen, most wordings say there is no theft or hijack cover. Two insurers publish thresholds: Old Mutual Insure and Bryte.33,63,64,65

Old Mutual Insure tracker requirements

Old Mutual Insure’s letter to brokers of 16 July 2026 covers its brokered products. On Allsure, a car worth R500 000 to R1 499 999 without a tracker gets an extra theft excess of 5% (minimum R2 750); on Elite the extra excess is 10% (minimum R15 000). From R1.5 million an early-warning tracker is required, or there is no theft cover. On Motorsure and Justwheels any Hilux, Fortuner, Isuzu or Mazda Drifter needs one, as does any Toyota or Volkswagen over R150 000. Its high-theft list, reviewed twice a year, also names the Ford Ranger from 2007, Hyundai H100, Isuzu KB300 and D-Max, Kia K2500 and K2700, Nissan NP200, Volkswagen Polo, Land Cruiser, Prado from 2017, Etios, Verso, Corolla Cross and Quantum. You get 14 days from the start of cover to fit the device, and the compulsory rule doesn’t apply to cars based in the Western, Eastern or Northern Cape, Botswana or Namibia.33 iWYZE, also Old Mutual, defines stolen-vehicle recovery as a device the tracking company can use to locate and recover the car.66

Santam tracker requirements

Santam’s example policy makes an “accredited tracking device” a condition where it applies: the contract with the supplier must be in force and paid, the device active, the theft reported to the supplier at once, and the unit either self-testing or tested at least every six months. If not, Santam won’t cover theft or hijacking of the car.67

Hollard and Naked tracker requirements

Hollard lets you use any provider whose device meets its rules. With one device, it must be a radio-frequency or early-warning tracker with recovery; with two, at least one must be early warning, because “neither device is fool proof”. There is no theft cover if the devices aren’t fitted by the date set, and Toyota’s own anti-theft options on the Prado, Hilux and Fortuner don’t replace them.34 Naked, underwritten by Hollard Specialist, asks for a device with a recovery service on some cars, shown in your quote, and won’t pay a theft claim unless it worked, the contract was active and you reported the theft at once.68

Bryte tracker requirements

Since 1 April 2023, Bryte has required a tracking and recovery device on the Nissan 1400 and NP200, the Ford Ranger from 2007, the Toyota Etios and the Volkswagen Polo and Polo Playa, and on every vehicle worth R750 000 or more; a Hilux or Fortuner needs two devices.65 Its policy also asks for a paid-up contract and a test every six months unless the unit tests itself.69

King Price, MiWay, Discovery, OUTsurance and others

King Price confirms any tracker requirement when cover starts and removes theft and hijack cover if the device isn’t working.63 MiWay says you won’t have a valid claim if you skip a required tracker, stop paying for it or don’t tell the tracking company at once, and needs an approved tracker on motorbikes worth R180 000 or more.70,71 Discovery excludes theft where the car lacks the devices named in the plan schedule.72 OUTsurance lets some clients pay a higher premium instead of fitting the device.73 Pineapple puts the burden on you to prove the tracker was fitted and working.74 FNB wants the device active with armed response, and Absa says it won’t pay a claim if your tracking fees aren’t up to date.64,75 Momentum says a claim can be declined for a missing required tracker.76

Insurance approved trackers in South Africa

There is no single list of approved trackers. Old Mutual Insure is the one insurer we found that names brands: Matrix, Beame, Beame Plus 100, C-Track, Netstar, Tracker, Cartrack, Bandit, Bidtrack, Selftrack, My Tracer, Autotrak, Mobify/Tracker, Digit, Mtrack, Smartrak and Tracetec, plus other tracking and early-warning devices that meet its minimum.33 OUTsurance lists 28 providers it calls reputable.77 Elsewhere, “approved” means what the wording asks: a recovery service, a live contract, and a working unit.

Does a tracker reduce insurance?

It can. Dialdirect says a tracker lets it offer “more affordable car insurance”, and Budget says your theft excess will be “much lower”.78,79 None of the wordings we read states a percentage discount.

Do I need a tracker for insurance?

Only if your schedule says so, but when it does, the cost of getting it wrong is the car. The FAIS Ombud dealt with a Hilux worth R820 000 whose tracker “did not meet the specifications” the insurer asked for; the broker settled.80 In a Prado case the requirement was added in April 2023, more than a year after the car was insured, and was never shown to have reached the owner; the provider was ordered to pay R786 300 plus interest.81 A Land Cruiser owner had seven days to fit a tracker and a back-up unit and wasn’t told; the broker agreed to pay R812 000.82 The Ombud also warns that a unit not working on the day “will jeopardize your claim”.83 In January 2025 the High Court dismissed a Quantum owner’s application for R577 800 against Bryte, which had rejected the claim because no tracker was installed.84 The FAIS Ombud says tracker disputes keep coming back to its office.85

VESA approved tracking companies

VESA is the Motor Vehicle Security Association of South Africa, set up in 1987 by insurers, suppliers and installers, and membership is voluntary. A product is “VESA Approved” only when three things are true: its testing arm, ABS, has approved it; a VESA member installed it; and VESA issued a certificate for the current year. VESA says most short-term policy wordings refer to VESA-approved systems.86 It sorts tracking units into Category A (stolen-vehicle recovery), B (fleet management) and C (both).10,13,29

Tracking companies on VESA’s lists (read 29 October 2026)
CompanySupplier listApproved units, examples
Matrix and Beame (MiX Telematics Africa)YesMatrix MiX 2000 (C), Beame MK7 and Beame Plus MK7 (A)
Fidelity SecureDrive (Fidelity ADT)YesStealth, on Sigfox (A); Amber Swift A110 (A)
CtrackYesNX 12, NX 35 and TX 10 (C)
BidtrackYes4 Series (A), 8 Series (C)
Mzansi TrackerYesMzansi-1 SVR (A), and five more
NetstarYesOne fleet unit (B)
CartrackNo—
TrackerNo—

Of the 91 approved tracking units, 28 carry the Teltonika brand, listed by different suppliers. A company not on VESA’s list is not thereby rejected by insurers: Old Mutual Insure accepts both Cartrack and Tracker.

Recovery rates: what each company claims

Each figure below is the company’s own, and none can be checked against the others: they count different things over different periods. VESA’s checklist for buyers asks whether a company’s recovery statistics are “independently audited by a 3rd party”, which is the question to put to any of them.29

Recovery claims, in each company’s words
CompanyThe claimWhat it is based on
TrackerA “96% industry recovery rate in the past financial year”; 142 253 vehicles since it began37Tracker’s figures, reported by Business Day
Fidelity SecureDrive“our 95% recovery rate”22Not stated
Cartrack“an audited recovery rate of approximately 92% to 93%”; over 100 000 cars in a decade39No auditor or period named
Netstar“90% + recovery rate”, with recovery time cut to 40 minutes30Not stated
Beame“a 9 out of 10 success rate”; over 75% of high-risk vehicles recovered in 202419Not stated
Bidtrack“above the current industry averages”23No figure given

Recoveries can be fast. In Soshanguve on 4 June 2026, police received the tracking signal for a hijacked Toyota Avanza 30 minutes after it was taken.87 Thieves fight back with jammers: in February 2026, recovery agents working for Netstar helped uncover a syndicate near Durban that used signal jammers to block tracking.88

Tracking company emergency numbers

Save your company’s number in your phone now; insurers expect you to call it the moment you find the car gone. These are the theft and hijack lines each company shows on its own pages.

Theft and hijack lines (read 30 October 2026)
CompanyCallAlso
Cartrack011 250 30009Shown as its emergency number on its pages
Netstar0800 11 22 2212Customer line 0860 12 24 36 (not for emergencies)
Tracker080 013 232316Roadside assistance 086 111 8729
Matrix and Beame0800 111 32219Hijack and theft only
Fidelity SecureDrive0861 737 48322Or Stolen Vehicle Mode in its app
Bidtrack086 1234 91124—
CtrackNot on the pages we readCheck your contract

Compare trackers side by side

The four names people compare most often, fact by fact. Prices are the cheapest plan each sells with recovery, seen on 30 October 2026.

Cartrack, Netstar, Tracker and Matrix compared
FactCartrackNetstarTrackerMatrix
OwnerKarooooo (Nasdaq)Altron (JSE)Not publishedPowerfleet (Nasdaq)
Subscribers2 005 888 in SA (filing)“More than 2.2 million” (its claim)Not publishedNot published
Cheapest with recoveryR99R89R139R99 (advert)
Early warningNot priced on its siteR199R179 (Protect)Not stated
Recovery claimAbout 92% to 93%90%+96%Beame: 9 in 10
On VESA’s listNoYesNoYes
Hellopeter stars4.323.81.7
Dashcam on a planFrom R199Fleet onlyR199 or R349Matrix Vision

Cartrack vs Netstar

Netstar’s entry plan is R10 cheaper, and it publishes all four prices; Cartrack quotes you. Cartrack has the larger filed subscriber count and the higher Hellopeter score; Netstar is on VESA’s list and Cartrack isn’t.

Tracker vs Netstar

Both publish full price lists. Netstar’s cheapest recovery plan is R50 a month below Tracker’s Recover, while Tracker’s early-warning plan, Protect, is R20 below Netstar’s.

Cartrack vs Tracker

Neither is on VESA’s list, and Old Mutual Insure accepts both. Cartrack starts at R99 against Tracker’s R139 for recovery, and Cartrack also sells dashcams from R199 a month.89

Types of car tracking device

Tracking units come in a few kinds, and the difference matters to your insurer. VESA’s categories are the simplest guide: a recovery unit, a fleet unit, or both in one.

  • Wired GPS and GSM units are hidden in the car and wired into its electrics. Matrix and Netstar’s Basic to Early Warning plans use them.3,35
  • Wireless recovery units run on their own battery: Netstar’s STARtag lasts three years, and Beame and Fidelity SecureDrive’s Amber Swift are radio-frequency recovery units.13
  • Early-warning units raise the alarm themselves when the car moves without you. Hollard explains the difference: a dormant device waits for you to call the tracking company.34
  • Low-power network units, such as Fidelity SecureDrive’s Stealth and Ctrack’s Stealth Guard, use the Sigfox 0G network.13,21
  • Two units in one car, one as a back-up, are what Hollard and Bryte ask for on some models.34,65
  • Shop GPS trackers and tags you fit yourself: see the next part.

Can I track my car for free?

Yes, roughly, with a Bluetooth tag: an Apple AirTag costs R669 and a Samsung SmartTag2 R499, with nothing to pay each month.90,91 But a tag is found through other people’s phones nearby, so it may not update in a quiet place; an AirTag warns the person carrying it that it’s there; and nobody comes to fetch the car.92,93 AutoTrader says free tracking “doesn’t include a Recovery Team” and that chasing a stolen car yourself is highly dangerous.92 The insurer wordings above ask for a recovery service, so a tag on its own won’t meet a tracker requirement. Our guide to trackers with no monthly fee covers the shop devices.

What’s changing: 2G, device life and testing

Many trackers still use 2G. South Africa no longer has a national date to switch it off, and the networks have said they won’t be able to turn 2G off “for many years to come”, partly because tracking systems rely on it.94 Santam warns that older tracking systems can stop working “without any obvious sign”, which is why testing matters.95 Discovery Insure’s chief claims officer says devices typically need replacing every 18 to 24 months.96

Car trackers with a dashcam

Tracker and Cartrack sell dashcams on a monthly plan, and several others sell cameras alongside tracking. Only these prices are published.

Tracking companies’ dashcams (seen 30 October 2026)
Company and cameraA monthWhat it records
Tracker RoadViewR19997The road ahead
Tracker Eco DashcamR349Road and cabin, with safety alerts
Cartrack Road Vision, Dual Vision and three moreFrom R199, plus a once-off device fee89,98One to four cameras; live tracking every 10 seconds
Matrix VisionNot on its website99Road and cabin
Fidelity SecureDrive AI dashcamsNot published49Road-facing and driver-facing AI
Bidtrack In-SightNot published100Front, with an optional cabin or rear camera
Netstar and CtrackFleet cameras only101,102AI fleet cameras
TrackneticsOn application103Single or dual view, with GPS

Dashcam prices: on a plan or bought outright?

Bought outright, a dashcam needs no monthly fee but doesn’t track the car. On 30 October 2026 a Hikvision D1 Pro sold for R899 and a Garmin Dash Cam Mini 3 for R2 899 on Takealot, and a front-and-rear VIOFO A129 Pro Duo for R3 470 to R5 686 at a specialist shop.104,105,106 On a monthly plan you spread the cost, and Cartrack’s cameras also track the car live. Tracker sells its cameras beside its tracking plans, as in its October combo of Recover and RoadView.

Do insurers give a discount for a dashcam?

Not directly. King Price says a dashcam alone won’t lower your premium, though its claims team uses footage as evidence.107 Budget says footage is admissible if it is authentic, unedited and time-stamped, and warns that posting it online with faces or number plates can breach POPIA.108 Momentum adds that footage doesn’t guarantee a claim: you still need a police case number and witness statements.109 Footage can still matter: in Eldorado Park in October 2026, police arrested five suspects after dashcam video of an attack on an e-hailing driver spread online.110

Get dashcam quotes

Where to get a tracker installed

Most companies fit at a centre or come to you. Tracker lists its offices and fitment centres on a searchable page.111 Netstar says it has fitment centres in every province.112 Cartrack uses its own fitters and advertises free installation; Beame offers same-day installation; Ctrack will fit at home or at work; Bidtrack’s line is “You phone, we fit”; and Mzansi Tracker fits free on its rental deals. Startrac charges R1 799 to fit if you buy the unit outright.4,26,27,41,46,50,60

Once it’s in, test it. Santam and Bryte ask for a test every six months unless the unit tests itself, and Matrix’s terms ask for one every month.47,67,69 We send our own clients an SMS every three months as a reminder to test: a courtesy from us, not a rule of your contract or your policy. Your insurer’s wording says how often it must be done.

What to do if your car is stolen

  1. Call your tracking company first, on its emergency line. King Price, Santam, Naked, MiWay and FNB all expect you to tell it at once.63,64,67,68,70
  2. Report it to the police at the station nearest to where it was taken, and tell your insurer.113
  3. Don’t go after the car yourself. Leave it to the recovery team and the police.92
  4. If it is found, get a clearance certificate from your local police station before you drive it again, and tell your insurer.113

Delay can cost you, though not always. The insurance ombud sided with a driver who called her tracking company about four hours after finding the car gone, because the insurer couldn’t prove gross negligence.114 But it backed an insurer that rejected a claim for a trailer with two trackers, reported to the insurer 12 days late.115 Theft and hijacking made up 8% of the motor disputes the National Financial Ombud handled in 2025.116

What happens if my stolen car is not recovered?

Your insurer settles under your policy, if you met its tracker conditions. Some plans add money of their own: Absa Plus pays up to R1 000 towards a tracker for the replacement car, and Beame Plus 100 pays up to R100 000, which Old Mutual Insure says doesn’t affect the insurance settlement. Tracker’s Subscription Waiver settles the rest of your Tracker contract if the car is written off and not replaced. For a car found outside South Africa, Netstar may charge to bring it home.12,33,45,75 Our cross-border recovery guide explains how that works. Our stolen vehicle check guide covers buying a used car safely.

Tracker data in court: the AKA and Tibz trial

Tracking records are evidence too. On 28 October 2026, in the Durban High Court trial over the murders of Kiernan “AKA” Forbes and Tebello “Tibz” Motsoane, a Cartrack witness testified that GPS data placed a grey Volkswagen Polo near an Umhlanga hotel and later on Florida Road, and the court heard tracking records putting it there between 9.10pm and 10.24pm.117 The next day the defence asked for time to review the tracking evidence, and the trial was due to resume on 2 November 2026; no ruling on that evidence had been reported when we checked.118

Questions people ask

Which is the best car tracker in South Africa?

It depends on the measure. Cartrack has the most South African subscribers in a filing (2 005 888 in February 2026) and the best Hellopeter score of the four companies it rates (4.3). Netstar’s STARtag was the cheapest plan with recovery at R89 a month on 30 October 2026. Whichever you choose, it must meet the tracker rule on your insurance schedule.

Who is the biggest tracking company in South Africa?

Cartrack, on filed figures: its parent, Karooooo, reported 2 005 888 South African subscribers at 28 February 2026. Netstar says it serves more than 2.2 million subscribers, but that is its own claim, not a filing. Tracker publishes no current total.

Are Cartrack and Tracker the same company?

No. Cartrack belongs to Karooooo Ltd, listed on Nasdaq and the JSE. Tracker is Tracker Connect, bought out by an Actis-led group in 2011. They have different products, prices and emergency numbers.

Are Ctrack and Cartrack the same company?

No. Ctrack is owned by Ctrack Holdings, backed by Convergence Partners, Sanari Capital and 27four. Cartrack belongs to Karooooo. The names are similar, but they are separate companies with different owners.

Are Beame and Matrix the same?

They have the same owner, Powerfleet, and share the 0800 111 322 hijack line, but they are different products. Beame is a small wireless recovery unit. Matrix is a wired tracker, and every Matrix level includes the Beame recovery service.

Who owns Netstar?

Netstar is owned by the JSE-listed Altron Group. It began in the early 1990s as ATIS, founded by Dr Conrad Walker and Martin van Breda.

What is the R99 package for Cartrack?

Cartrack advertises tracking “from only R99 PM with FREE installation”, and says recovery and its 24-hour control room come with every plan. Its pricing page gives quotes rather than a price list, so ask Cartrack what the R99 plan includes before you sign.

How much is a Netstar tracker per month?

On 30 October 2026, Netstar’s private plans cost R89 (STARtag), R139 (Basic), R169 (Plus) and R199 (Early Warning) a month. Its advert that week offered R199 a month with a free STARtag as a back-up device.

Which tracking company has the highest recovery rate?

On their own claims, Tracker says 96% in its past financial year, Fidelity SecureDrive 95%, Cartrack about 92% to 93% and Netstar over 90%. Each counts differently and none names an independent auditor, so the figures can’t be compared fairly.

Is Cartrack insurance approved?

Old Mutual Insure names Cartrack among the brands it accepts. Cartrack is not on VESA’s supplier list. What matters for your claim is the tracker rule on your own policy schedule.

Does a car tracker reduce insurance?

It can. Dialdirect says a tracker lets it offer more affordable cover and Budget says your theft excess is much lower, but none of the policy wordings we read states a percentage discount.

How often should I test my tracker?

As often as your policy asks. Santam and Bryte ask for every six months unless the unit tests itself; Matrix’s terms ask for monthly. We send our clients a reminder every three months as a courtesy.

Sources

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